Cohen Synergies AKA West U Int. AG
Rate Factor
HomeCohen (West U) Dev.Cohen (West U) BuildersCohen (West U) RealtyCohen (West U) MortgageCohen (West U) CommercialContact UsCalculatorRealty FormsForeclosure LawsOur Spanish Site

Interest Rate Factor Chart

FACTORS PER $1,000
Interest
Rate		 Term
15 Years		 Term
30 Years		     Interest
Rate		 Term
15 Years		 Term
30 Years
    
          4 7.40 4.77               8 9.56 7.34
          4.125 7.46 4.85               8.125 9.63 7.42
          4.250 7.52 4.92               8.250 9.70 7.51
          4.375 7.59 4.99               8.375 9.77 7.60
          4.500 7.65 5.07               8.500 9.85 7.69
          4.625 7.71 5.14               8.625 9.92 7.78
          4.750 7.78 5.22               8.750 9.99 7.87
          4.875 7.84 5.29               8.875 10.07 7.96
          5 7.91 5.37               9 10.14 8.05
          5.125 7.97 5.44               9.125 10.22 8.14
          5.250 8.04 5.52               9.250 10.29 8.23
          5.375 8.10 5.60               9.375 10.37 8.32
          5.50 8.17 5.68               9.50 10.44 8.41
          5.625 8.24 5.76               9.625 10.52 8.50
          5.750 8.30 5.84               9.750 10.59 8.59
          5.875 8.37 5.92               9.875 10.67 8.68
          6 8.44 6.00               10 10.75 8.77
          6.125 8.51 6.08               10.125 10.82 8.87
          6.250 8.57 6.16               10.250 10.90 8.96
          6.375 8.64 6.24               10.375 10.98 9.05
          6.500 8.71 6.32               10.500 11.05 9.15
          6.625 8.78 6.40               10.625 11.13 9.24
          6.750 8.85 6.48               10.750 11.21 9.33
          6.875 8.92 6.57               10.875 11.29 9.43
          7 8.99 6.65               11 11.36 9.52
          7.125 9.06 6.74               11.125 11.44 9.62
          7.250 9.13 6.82               11.250 11.52 9.71
          7.375 9.20 6.91               11.375 11.60 9.81
          7.500 9.27 6.99               11.500 11.68 9.90
          7.625 9.34 7.08               11.625 11.76 10.00
          7.750 9.41 7.16               11.750 11.84 10.09
          7.875 9.48 7.25               11.875 11.92 10.19
 
This chart will help you calculate your monthly principal and interest payments for both fixed and adjustable rate loans at various interest rates over 15 and 30-year terms.

Start by finding the appropriate interest rate, then look across to the column indicating the desired term of the loan. That number is the interest rate factor. This is the dollar amount required each month to amortize $1,000 over the specified term. To calculate your principal and interest payment, multiply the interest rate factor by the total loan amount in $1,000s.

Here's an example: Interest rate: 8%
  Term: 30 years
  Factors per $1,000:: 7.34
  Total Mortgage: $152,600
  Principal and Interest: 7.34 x 152.6 = $1,120

Enter content here

Enter content here


Our New Direction www.SaveHome.com
alirezanaghavi.gif
Naghavi Family As The Largest Iranian Family In Houston, TX Is Proud To Save American's Home

www.Al-Cohen.com